Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Robin Buchanan on Jul-20-2026
“They were attentive, Robin and Kelly stayed on top of everything and sent us timely reminders. Most importantly, they ensured the job was done.”

Kathleen

Reviewed for Rosemarie Gadsby-Devlin on Jul-20-2026
“Rosemarie is one of the best, she helped my husband and I to buy the second house and she helped my 3 kids to purchase their first home. Has been a pleasure and a great experience working with her. Thank you for the hard work and making this easy for everyone. Best wishes ”

Luiza

Reviewed for Dominick Lombardo on Jul-20-2026
“Dominick went above and beyond not and was always there to answer any questions or concerns I had.”

Jamison

Reviewed for Scott Brooks on Jul-20-2026
“Scott was kind, knowledgeable and made himself available to help us through the questions we had, even while he was away from the office. He responded very quickly to all issues that arose and made sure that Settlement was smooth and very easy for all.”

Timothy

Reviewed for Brandon Rizk on Jul-19-2026
“They were so helpful throughout the entire processed and did everything they could to help me. They communicated often and always made sure I knew what was going on and in the loop.”

Charissa Kay

Reviewed for Anthony Mendicino on Jul-18-2026
“Anthony was amazing! He stayed in constant contact with me and explained every step along the way”

Torikae L

Reviewed for Mike McKeown on Jul-18-2026
“Mike made the entire process feel curated, seamless and his attention to detail created a no stress experience. Will definitely refer Mike to others.”

Cheryl

Reviewed for Cathy Rebecca Fernandes on Jul-18-2026
“Great team”

Moheb

Reviewed for Joseph McCann on Jul-17-2026
“Love Joe and would recommend to everyone I know”

Andrew

Reviewed for Brandon Rizk on Jul-17-2026
“Ron and the guys at Allied Mortgage were easy to work with and helpful throughout the process!”

Ryan